RecFlow takes the daily reports you already receive from Interswitch, NIBSS and your core banking, recomputes each settlement independently, and shows the exact rows behind every gap. Inside your browser. Nothing leaves it.
Interswitch settlement recomputed from the raw spool and reconciled against your GL and TSS, category by category. AMOUNT PAYABLE and the full settlement line are each proven against the counterparty document.
Every credit NIBSS confirms you received, matched to the posting in your core banking by session ID. Received-not-posted is surfaced first, because that is money a customer is owed.
The debits you sent, tied to the NIBSS daily activity to the kobo, with the failure rate on the day and beneficiaries ranked by value.
The formal Bank Reconciliation Statement per branch: balance per bank statement, plus and minus reconciling items, equals balance per cash book, with every item aged.
Every proof shows the engine's figure beside the counterparty's own document: the Interswitch computation report, the NIBSS daily activity, the Flexcube balance. When they agree to the kobo, the board says so. When they do not, the rows that explain the difference are one click away, each with a wrench to record what is being done about it.
Audit packs bundle the proof summary, every supporting CSV and a README, named by institution, module and timestamp. Reviewers can re-add the totals from the parts.
Read the user guideDrop a zip, a folder or single files. Smart Ingest fingerprints every file with the engines' own classifiers and routes it to the right module. Nested zips, CSV, XLSX and bank PDFs all work.
Each engine recomputes the settlement, matches every row and sets its figure beside the bank's. Exceptions carry their reason and a treatment you can record: investigating, resolved, written back.
CSV for every table, a posting file for your core banking behind an approval gate, and an audit pack per module. Ask RecFlow answers questions from your own results in plain words.
Parsing, matching and the Ask panel run on the analyst's machine. RecFlow's servers hold your sign-in, your workspace, your plan and your invoices, never a transaction. Large packs parse in a background worker. Exports are the only way data goes out, and you choose when.
That is why a bank can start a trial in a minute without a security review of a data pipeline: there is no pipeline. Enterprise customers who want connectors run the RecFlow Bridge on their own premises.
Security and data handling
Plans differ by seats, history, integrations and support, never by how much you reconcile. Pay in naira with Flutterwave or in dollars with Stripe. Cancel any time; access runs to the end of the period.
Prices exclude VAT where applicable. Monthly: Essentials ₦250,000, Professional ₦650,000. USD plans are billed by Stripe for institutions outside Nigeria.
The ones you already receive: the Interswitch zip or consolidated workbook for Cards, the NIBSS 651 bundles and the session-keyed GL extract for Transfers, and the reconciliation worksheet, core-banking GL and bank statement for Branch & Bank. The sample packs inside the app show each shape.
No. Parsing, matching and Ask RecFlow run locally. The only calls to our servers carry your sign-in, your workspace and your plan. Exports are files you choose to download.
The whole platform at the Professional allowance, with no card. One trial per institution, keyed by your email domain. Settings, dictionaries and treatments you create during the trial stay when you choose a plan.
Oracle Flexcube, Finacle, Temenos T24 and BankOne layouts are recognised out of the box; a column mapper handles anything new and remembers the mapping for your institution.
Yes. Enterprise customers get a private tenant on their own address with their colours and logo, SSO, and the RecFlow Bridge for live connectors.
By card or bank transfer in naira through Flutterwave, or in dollars through Stripe. Monthly or annual; annual plans include two months free. Invoices and receipts live under Billing in the app.
Sign up, load the demo workspace, then drop in your own files.